Is Buying Guns Online a Smart Way to Save Money?

Buying guns online has become increasingly popular in recent years. Many buyers are drawn by the promise of better prices and a wider selection compared to local stores. But does purchasing firearms online really save you money? This post explores the costs, benefits, and potential pitfalls of buying guns through online retailers to help you decide if it’s the right choice for you.

!Eye-level view of a handgun displayed on a wooden table

Understanding the Cost Breakdown of Buying Guns Online

When comparing prices, it’s important to look beyond the sticker price of the firearm itself. The total cost of buying a gun online includes several components:

• Base price of the firearm: This is the advertised price on the website.

• Shipping fees: Most online sellers charge for shipping, which can vary depending on the seller and your location.

• Federal Firearms License (FFL) transfer fees: By law, guns purchased online must be shipped to a licensed dealer near you. The dealer charges a transfer fee for handling the firearm.

• Background check fees: Dealers usually charge a fee to conduct the mandatory background check.

• State and local taxes: These can add a significant amount depending on your jurisdiction.

  
  

For example, a gun listed for $500 online might incur $30 shipping, a $50 FFL transfer fee, $25 background check fee, and applicable taxes. The final cost could easily reach $600 or more.

Price Comparison With Local Gun Stores

Local gun shops often have higher base prices due to overhead costs like rent and staff salaries. Online retailers can sometimes offer lower prices because they operate with less overhead and sell in higher volumes.

However, the savings on the base price may be offset by the additional fees mentioned above. Some buyers find that after adding transfer and shipping fees, the total cost is similar to or even higher than buying locally.

Benefits of Buying Guns Online

• Wider selection: Online stores often have a larger inventory, including rare or discontinued models.

• Convenience: You can shop from home without visiting multiple stores.

• Price transparency: Many websites show prices upfront, allowing easy comparison.

• Access to reviews: Online platforms often include customer reviews that help inform your choice.

  
  

Risks and Challenges to Consider

• Transfer delays: The process of shipping to an FFL dealer and completing background checks can take days or weeks.

• Additional fees: Transfer and background check fees vary widely and can add unexpected costs.

• Legal compliance: You must ensure the seller and transfer dealer comply with all federal, state, and local laws.

• No hands-on inspection: You cannot physically inspect or test the firearm before purchase.

• Return policies: Returning a firearm can be complicated and costly.

  
  

Tips to Save Money When Buying Guns Online

• Research transfer fees: Contact local FFL dealers ahead of time to find the most affordable transfer fees.

• Compare total costs: Add up the base price, shipping, transfer, background check, and taxes before deciding.

• Look for promotions: Some online retailers offer discounts, free shipping, or bundled deals.

• Buy during sales events: Holidays and special sales can offer significant savings.

• Check local laws: Avoid fines or delays by understanding your state’s firearm regulations.

  
  

Real-Life Example

John wanted a specific model of rifle that his local stores didn’t carry. He found it online for $700. Shipping was $40, and his local FFL dealer charged $60 for the transfer and $25 for the background check. After taxes, his total came to about $850.

He compared this to a local store that had a similar rifle for $800 but no transfer fees or shipping costs. John decided to buy locally for convenience and a slightly lower total price.

When Buying Online Makes Sense

• You want a rare or specific model not available locally.

• You have a trusted FFL dealer with low transfer fees.

• You are comfortable waiting for the transfer process.

• You have done thorough research on total costs and legal requirements.

  
  

When Buying Locally Is Better

• You want to inspect and handle the firearm before purchase.

• You prefer immediate possession without waiting.

• Transfer fees and shipping costs make online buying more expensive.

• You want to support local businesses.

  
  

Final Thoughts

Buying guns online can save money in some cases, but it requires careful calculation of all associated costs. The base price alone does not tell the full story. Shipping, transfer fees, background checks, and taxes can add up quickly.

If you prioritize selection and convenience and are willing to navigate the transfer process, online buying may be a smart choice. If you want immediate access and hands-on inspection, local stores might offer better value.